• Led structuredfundingstrategy to enablelarge-scale expansion of urban micromobility infrastructure. • Secured ~EUR 30MM in long-term development bank financing (10-yearsubsidizedclimate fund). • Structured~R$27MM international credit facility supportedby Export Credit Agency (EDC). • Led participationin competitive blendedfinance callwithpotential USD 6MM grant. • Builtrelationshipswithnational, multinational, development banks, ECAs, andmultilateral institutions. • Designedfinancing “menu” framework comparing fundingalternatives (pros/cons, timing, guarantees) to supportexecutive decision-making. • Implemented centralizedcollateral & covenant governance structure improving bancability. • Coordinated Legal, Treasury, Government Affairs, Commercial, andR&D team FOUNDER

• Elaborated the company’s business plan to serve individual and corporate clients in the medical and equipment sector, through a partnership with equipment manufacturers and partner banks.

• Developed vendor financing strategy integrated into commercial sales process. • Increased financed sales by 20% within 12 months. • Structured partnerships withleasing providers andfinancial institutions. • Designed end-to-end financed sales workflows. • Trained salesteams to position financing as revenue acceleration tool.

• Led the school's strategic planning by conducting comprehensive internal and external diagnostics, mapping competitors and understanding the costumer's behavior according to the pedagogical proposal, which resulted in a 10% increase in new enrollments and 80% effectiveness of re-enrollments success rate.

• Developed and implemented competitive financial solutions to address the financing needs across various business lines. • Managed the partnership with the key financial agents DLL, SGEF and Santander, designed targeted financial solutions to meet the growth of the business; (Financial Leasing, FMV Leasing, Cross border Leasing, lease-back, operations guaranteed by EXIM Bank, FINAME, CDC, Credit Assignment) • Implemented financial solutions for financing parts and pieces that was highlighted in the global committee

• Acted as Product Owner for Trade Finance & Loan products, defining business requirements, risk parameters, and operational workflows across NCE, BNDES on-lending, SCF and SBLC structures. • Led end-to-end product lifecycle management, from regulatory approval to implementation, ensuring alignment between Risk, Compliance, IT, Operations and Commercial teams. • Defined risk control frameworks and approval governance standards, ensuring portfolio adherence to internal policies and credit risk guidelines. • Coordinated cross-functional stakeholders (PMO, Technology, Credit,Risk, Legal) to implement product enhancements and process optimizations. • Developed data-driven reporting dashboards to support senior management decision-making and portfolio monitoring. • Managed vendor and system integrations, prioritizing budget allocation and performance KPIs to enhance operational efficiency.

• Standardized credit evaluation methodology supporting consistent risk assessment across lending portfolio. • Identified strategic opportunities and provided product advisory, contributing to the bank’s rise from the 17th to the 10th largest lender using BNDES resources COORDINATOR

• Led and coordinated the Club Deal involving 5 banks, overseeing and the development and presentation of a greenfield project to BNDES. Successfully secured BRL 151 MM in financing as part of a toral BRL 500MM investment.

• Partnered with Products, Project Finance, and Legal teams to secure local product approvals, while negotiating and structuring bridge loans andBNDES on-lendingfinancingto optimizefinancial solutions.

• Analyzed over 50 investment projects across various sectors, facilitating disbursements exceeding BRL 200 MM through comprehensive economic and financial assessments. • Streamlined financial proof processes, automating controls and implementing a sample analysis approach, reducing customer documentation requirements and bankprocessing time