Principal responsibilities Implement Company underwriting Policy and Principle and ensure that business is accepted on a sound and lasting profitable basis. Accept or authorize the acceptance of new business cases or increases to existing policies within prescribed limits of personal authority, on a sound and profitable portfolio basis. Proactively monitor underwriting rules, guidelines and philosophy as to its continuing market competitiveness, its effectiveness and in relation to emerging or changing medical and insurance risk principles and practice. Identify opportunities to improve internal processes and procedures within and external to this role in order to enhance the overall customer quality delivery. Ensure all activities are delivered in accordance with procedures and service standards and the business operates in accordance with Group and regulatory compliance and subject to robust internal controls. Create and contribute to a customer friendly environment in accordance with our mission and vision, sensitive to and concerned with the needs and issues of the customers. Develop and maintain sound and effective communications and relationships with internal and external customers. Deal with challenges and problems promptly, effectively and professionally. Participate in product development and lead underwriting projects/implementation.

Qualifications Possess a degree qualification and having professional qualification; LOMA, ALU, ALUCA or CII will be desirable. Working experience in insurance and 10 years underwriting experience is a must, at least five in the High Net Worth market. Hold a substantial financial sum insured authority of at least USD10m, ideally USD15m. Solid experience in underwriting and managing Broker complex or jumbo cases including liaison with Reinsurers. Hold a substantive complex medical health impairment authority to the order of +200% extra mortality or morbidity to Decline. Hold full authority and experience over cross border international geographical, occupational and avocational risk assessment disciplines. Possesses strong interpersonal, customer service and communication skills. Be a self motivated, proactive self starter with the ability and attributes to act and perform with minimal direction or instruction. Work beyond the boundaries of usual time and effort in meeting these expectations, creatively and innovatively in often addressing uniquely individual challenges in the High Net Worth Life Insurance market.