How To Transfer Money From China

Everyone in China gives you the same pitying look when you say you need to send money outside. They obviously have an idea of what's in store. One of the most annoying things you can do is transfer money to a foreign nation from China. For this reason, we at Western Union have developed a new strategy for sending big quantities of money across borders.

Let's take a look at what we've got so far before we delve into our most recent answer.

PayPal: A Chinese PayPal account linked to a Union Pay bank account is a convenient way to send money overseas from China.

We already know that after you've signed, you may send money to any other PayPal account, no matter where it's located. While the transaction itself is instantaneous, withdrawing the funds from your digital wallet into a traditional bank account will take a few days. Due to the higher transaction costs associated with handling payments in several currencies, PayPal adds a flat 5% fee for cross-border transactions. Thus, it is suitable for little transactions but may become prohibitively costly for moving substantial sums abroad.

Most worst of all the choices is the wire transfer. First and foremost, choose a reliable bank and teller is crucial. Most Chinese bank employees may not know how to handle international wire transfers, so they could either tell you it's impossible or make you repeat yourself so many times that you'll want to kill yourself. Verify if they are conversant in the English language.

Second, although Chinese citizens may transfer up to US$50,000 annually, outsiders are limited to only US$500 each day. Transfer fees are substantially higher, coming in at roughly RMB 300 each USD $500. Transferring funds to another person's bank account might take up to a week. Take along your passport and a willingness to squander a few hours of your life if you choose this option.

Prepaid Debit Card for Home Use: There are a few catches when using the strategy of opening a second account and returning the bank card back home. You may use the website to research the availability of Union Pay ATMs in your area, and you should also find out whether the bank card can be used for purchases outside of China. Some recent cards have had problems when used in other countries. In conclusion, what are your plans for transporting the card to your residence? Putting your creative skills to use on this message is essential.

Withdrawals made outside of the country and the foreign exchange rate are comparable to those found on However, the government may place limits on this for withdrawals made outside of China totaling more than RMB 1000.

Plus, hold off: Western Union!

Western Union is the most widely used, trusted, and well-known money transfer service in the world. If you don't have a Chinese friend, partner, or companion to assist you, this is your best bet.

If you need to send money quickly or in an emergency, Western Union is your best option since it may be completed in as little as one business day (like losing your wallet or passport).

If you need to send money overseas from China, Western Union is here to assist, whether it's for a birthday present, a good deed for the holidays, or the expansion of your fledgling company.

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