We rely on our independently developed intelligent financial technology platform to build a three in one technology system of "data+algorithm+scenario" covering the entire business process, achieving a full chain digital upgrade from precise customer acquisition, intelligent risk control to efficient asset matching. By integrating heterogeneous data from multiple sources (including central bank credit reporting, third-party big data, user behavior trajectories, etc.), combined with dynamic machine learning models and deep learning algorithms, we aim to create an industry-leading intelligent decision engine.