Santosh
Regional Sales Manager Telangana - Unsecured Business
HyderabadNationality India
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Summary
Strong understanding of the end-to-end loan lifecycle, including application…
Work experience
Regional Sales manager // Telangana - Unsecured business
Aditya Birla Capital2026.03-Current(5 months)Drive and execute the local strategy for the Unsecured Business segment by identifying priority target segments, deepening existing partnerships, and developing new acquisition channels to enhance market penetration and achieve defined sales and operational goals. Take full ownership of end-to-end business transactions within the assigned area, ensuring efficient internal coordination, high credit quality, and compliant sales practices in close alignment with the Risk team. Strengthen and expand the DSA network through proactive engagement, negotiation, and relationship management while building the capability and performance of Sales Managers. Actively resolve customer and DSA concerns, including fraud alerts, complaints, and operational exceptions, by escalating critical issues and eliminating bottlenecks to ensure seamless execution and sustained target achievement.Area Head- Andhra Telangana
Axis Finance Limited2025.03-2026.02(a year)Corporate Banking-AFL/ Secured lending Role: MSME Collateral-Based Funding – Business Vertical (AP & Telangana) • Sourced and originated secured MSME loan opportunities by building relationships with DSAs, connectors, CAs, and local business networks across Andhra Pradesh and Telangana. • Evaluated borrower eligibility through financial analysis, collateral assessment, banking behavior review, and on-ground business profiling. • Drove end-to-end loan processing from lead generation to disbursement, coordinating with credit, legal, technical, and operations teams. • Achieved portfolio growth and disbursement targets while maintaining asset quality, early risk identification, and delinquency control. • Monitored market trends, competitor offerings, and cluster opportunities to strengthen pipeline and expand presence in key MSME hubsRegional Sales Manager / Hyderabad & Telangana
Fedbank Financial Services Ltd - Fedfina2024.09-2025.03(7 months)Business Loans // ANDHRA PRADESH AND HYDERABADAssociate Vice President// Business Loans
Fedbank Financial Services Ltd - Fedfina2024.05-2024.09(5 months)Area Sales manager //Senior Manager
Fedbank Financial Services Ltd - Fedfina2019.09-2024.05(5 years)Handling Team of Sales managers and Relationship managers Hyderabad Business Loans//Unsecured Loans Dsa Channel SourcingSenior sales manager-Senior Manager// Business Loans Hyd
Fedbank Financial Services Ltd - Fedfina2022.05-2022.10(6 months)Business Loans - Team Manager Hyderabad Location Dsa Sourcing Handling team of Relationship ManagersSenior Sales Manager-Manager/ Business Loans -Hyd
Fedbank Financial Services Ltd - Fedfina2020.09-2022.05(2 years)Driving team of RMs in hyderabad location to achieve set targets in business loan verticalSales Manager -Deputy Manager/Business loans Hyderabad
Fedbank Financial Services Ltd - Fedfina2019.09-2020.09(a year)Relationship Manager- Asst Manager //Business Loans -Hyderabad
IDFC FIRST Bank2018.06-2019.09(a year)Management TraineeIntern
TripThrill2017.04-2017.06(3 months)Curated Travel project workMBA Participant
Future Group India2017.01-2017.01Actively participated in future pay application promotion.Industrial Training
Hindustan Shipyard Limited - India2014.01-2014.01
Educational experience
Vignana Jyothi Institute of Management
PGDM, Marketing, Business analyticsAndhra University
Bachelor of Engineering - BE, Naval Architecture and Marine Engineeringsri chaitanya college, Vijayawada
Intermediate, Mathematics, Physics, ChemistrySt. Francis Desales School, Palasa
10th, SSC
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